/* ============================================================
   Chosen Group — Editorial Financial Site
   Palette: deep navy + warm gold + cream + ink
   Type:    Inter (sans) + Instrument Serif (display italic)
   ============================================================ */

:root {
  --navy:        #071a2e;
  --navy-2:      #0f2942;
  --navy-3:      #14375a;
  --gold:        #c8a96a;
  --gold-2:      #b1925a;
  --gold-soft:   #efe6d4;
  --cream:       #f7f3ec;
  --cream-2:     #ede5d6;
  --paper:       #fbfaf6;
  --ink:         #0d1117;
  --ink-2:       #2a2f37;
  --muted:       #5e6573;
  --muted-2:     #8a909c;
  --line:        #e6e1d4;
  --line-dark:   #1f344e;
  --bg:          #fdfcf8;
  --shadow-sm:   0 1px 2px rgba(7, 26, 46, 0.05);
  --shadow:      0 8px 24px -10px rgba(7, 26, 46, 0.18);
  --shadow-lg:   0 24px 60px -20px rgba(7, 26, 46, 0.25);
  --radius:      4px;
  --radius-lg:   8px;
  --max:         1240px;
  --t:           220ms cubic-bezier(.2,.7,.2,1);
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, system-ui, sans-serif;
  font-size: 17px;
  line-height: 1.55;
  color: var(--ink-2);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

img, svg { max-width: 100%; display: block; }
a { color: var(--navy); text-decoration: none; transition: var(--t); }
a:hover { color: var(--gold-2); }

.container { max-width: var(--max); margin: 0 auto; padding: 0 32px; }

/* TYPE */
h1, h2, h3, h4, h5 {
  color: var(--navy);
  margin: 0 0 .5em;
  line-height: 1.08;
  letter-spacing: -0.025em;
  font-weight: 600;
  font-family: 'Inter', sans-serif;
}
h1 { font-size: clamp(2.4rem, 5vw, 4.4rem); font-weight: 600; letter-spacing: -0.035em; }
h2 { font-size: clamp(1.85rem, 3.6vw, 2.9rem); margin-bottom: .6em; }
h3 { font-size: 1.3rem; line-height: 1.25; font-weight: 600; }
h4 { font-size: 1.1rem; line-height: 1.3; font-weight: 600; }
h5 { font-size: .82rem; text-transform: uppercase; letter-spacing: .12em; font-weight: 600; }

h1 em, h2 em {
  font-family: 'Instrument Serif', Georgia, serif;
  font-style: italic;
  color: var(--gold-2);
  font-weight: 400;
  letter-spacing: -0.015em;
}
.h-light { color: var(--cream); }
.h-light em { color: var(--gold); }

p { margin: 0 0 1em; }

.eyebrow {
  color: var(--navy);
  font-size: .82rem;
  font-weight: 600;
  letter-spacing: .14em;
  text-transform: uppercase;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin: 0 0 24px;
}
.eyebrow-dot {
  display: inline-block; width: 7px; height: 7px; border-radius: 50%;
  background: var(--gold); box-shadow: 0 0 0 4px rgba(200, 169, 106, 0.18);
}

.kicker {
  color: var(--gold-2);
  font-size: .78rem;
  font-weight: 600;
  letter-spacing: .18em;
  text-transform: uppercase;
  margin: 0 0 18px;
}
.kicker-light { color: var(--gold); }

.lede {
  font-size: 1.18rem;
  line-height: 1.55;
  color: var(--ink-2);
  max-width: 56ch;
  margin: 0 0 32px;
}
.lede em {
  font-family: 'Instrument Serif', Georgia, serif;
  font-style: italic;
  color: var(--navy);
}
.lede-light { color: rgba(247, 243, 236, 0.78); }

.body-lg { font-size: 1.08rem; color: var(--ink-2); max-width: 65ch; }
.fineprint { font-size: .82rem; color: var(--muted); line-height: 1.55; }
.sub-h {
  font-size: .82rem; text-transform: uppercase; letter-spacing: .16em;
  color: var(--muted); font-weight: 600; margin: 60px 0 24px;
}
.sub-h-light { color: var(--muted-2); }

/* ============================================================ BANNER */
.banner {
  background: var(--navy);
  color: var(--cream);
  font-size: .85rem;
  border-bottom: 1px solid var(--line-dark);
}
.banner-inner {
  display: flex; justify-content: center; align-items: center;
  gap: 14px; padding: 11px 32px; flex-wrap: wrap;
}
.banner-tag {
  background: var(--gold); color: var(--navy);
  font-size: .68rem; font-weight: 700; letter-spacing: .12em;
  text-transform: uppercase; padding: 3px 8px; border-radius: 3px;
}
.banner a { color: var(--gold); font-weight: 600; }
.banner a:hover { color: var(--cream); }

/* ============================================================ HEADER */
.site-header {
  background: var(--bg);
  border-bottom: 1px solid var(--line);
  position: sticky; top: 0; z-index: 30;
  backdrop-filter: blur(12px);
  background: rgba(253, 252, 248, 0.85);
}
.nav {
  display: flex; align-items: center; justify-content: space-between;
  gap: 32px; padding: 18px 32px;
}
.brand { display: inline-flex; align-items: center; gap: 10px; }
.brand-text {
  font-weight: 600; color: var(--navy);
  font-size: 1.05rem; letter-spacing: -0.01em;
}
.brand-light { color: var(--cream); }
.nav-links { display: flex; gap: 36px; }
.nav-links a {
  color: var(--ink-2); font-weight: 500; font-size: .95rem; letter-spacing: -0.005em;
}
.nav-links a:hover { color: var(--navy); }

/* ============================================================ BUTTONS */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 12px 22px; border-radius: var(--radius);
  font-weight: 600; font-size: .94rem; letter-spacing: -0.005em;
  transition: var(--t); cursor: pointer; border: 1px solid transparent;
  text-decoration: none; white-space: nowrap;
}
.btn-primary { background: var(--navy); color: var(--cream); border-color: var(--navy); }
.btn-primary:hover { background: var(--navy-2); color: var(--gold); border-color: var(--navy-2); transform: translateY(-1px); }
.btn-ghost { background: transparent; color: var(--navy); border-color: transparent; padding-left: 8px; padding-right: 8px; }
.btn-ghost:hover { color: var(--gold-2); }
.btn-outline { background: transparent; color: var(--cream); border-color: rgba(247, 243, 236, 0.35); }
.btn-outline:hover { background: var(--cream); color: var(--navy); border-color: var(--cream); }
.btn-lg { padding: 16px 28px; font-size: 1rem; }
.btn-block { width: 100%; }

/* ============================================================ HERO */
.hero {
  background: var(--bg);
  padding: 80px 0 100px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: ""; position: absolute; inset: 0;
  background: radial-gradient(ellipse at 80% 0%, rgba(200, 169, 106, 0.12), transparent 60%);
  pointer-events: none;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 1fr;
  gap: 80px;
  align-items: center;
  position: relative;
}
.hero-copy { max-width: 600px; }
.hero h1 { margin-bottom: 28px; }
.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; margin: 36px 0 16px; align-items: center; }

.hero-visual { position: relative; }
.hero-photo {
  margin: 0;
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  background: var(--cream-2);
  aspect-ratio: 4/5;
}
.hero-photo img {
  width: 100%; height: 100%;
  object-fit: cover;
  display: block;
}
.hero-caption {
  position: absolute;
  left: 24px; bottom: 24px;
  background: rgba(253, 252, 248, 0.96);
  padding: 16px 22px;
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  display: flex; flex-direction: column;
  backdrop-filter: blur(12px);
}
.caption-label { font-size: .72rem; color: var(--muted); text-transform: uppercase; letter-spacing: .12em; font-weight: 600; }
.hero-caption strong { font-size: 1.6rem; color: var(--navy); font-weight: 600; line-height: 1.1; margin: 4px 0 2px; letter-spacing: -0.02em; }
.hero-caption span:last-child { font-size: .82rem; color: var(--ink-2); }

.hero-stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  margin-top: 80px;
  padding: 36px 0 0;
  border-top: 1px solid var(--line);
}
.stat {
  padding: 0 24px;
  border-right: 1px solid var(--line);
}
.stat:first-child { padding-left: 0; }
.stat:last-child { border-right: none; padding-right: 0; }
.stat strong {
  display: block;
  font-size: clamp(1.6rem, 2.6vw, 2.2rem);
  color: var(--navy);
  font-weight: 600;
  letter-spacing: -0.03em;
  line-height: 1;
  margin-bottom: 8px;
  font-family: 'Inter', sans-serif;
}
.stat span { color: var(--muted); font-size: .9rem; }

/* ============================================================ TRUST STRIP */
.trust-strip {
  background: var(--cream);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  padding: 28px 0;
}
.trust-label {
  text-align: center;
  font-size: .76rem; color: var(--muted);
  text-transform: uppercase; letter-spacing: .14em;
  margin: 0 0 18px; font-weight: 600;
}
.trust-marks {
  list-style: none; padding: 0; margin: 0;
  display: flex; justify-content: center; align-items: center;
  flex-wrap: wrap; gap: 40px;
  color: var(--navy); font-weight: 500; font-size: .95rem;
}
.trust-marks li { display: inline-flex; align-items: center; gap: 8px; }
.bbb {
  background: var(--navy); color: var(--cream);
  padding: 3px 7px; border-radius: 3px;
  font-size: .76rem; font-weight: 700; letter-spacing: .04em;
}
.rating { color: var(--gold-2); font-weight: 600; }

/* ============================================================ SECTIONS */
.section { padding: 120px 0; }
.section-soft { background: var(--cream); }
.section-dark { background: var(--navy); color: rgba(247, 243, 236, 0.85); }
.section-dark h2, .section-dark h3, .section-dark h4 { color: var(--cream); }
.section-accent { background: var(--gold-soft); }

.two-col {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 80px;
  align-items: start;
}
.col-narrow { position: sticky; top: 100px; }
.col-narrow h2 { margin-top: 0; }

/* ============================================================ QUOTE */
.quote {
  margin: 0 0 32px;
  padding: 28px 32px;
  background: transparent;
  border-left: 3px solid var(--gold);
}
.quote p {
  font-family: 'Instrument Serif', Georgia, serif;
  font-size: clamp(1.4rem, 2.2vw, 1.7rem);
  line-height: 1.35;
  color: var(--navy);
  font-style: italic;
  margin: 0 0 12px;
  letter-spacing: -0.01em;
}
.quote footer { font-size: .82rem; color: var(--muted); font-style: normal; }
.quote cite { font-style: italic; }

/* ============================================================ RISK CARDS */
.risk-grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: 18px;
  margin-top: 36px;
}
.risk-card {
  background: var(--paper);
  border: 1px solid var(--line);
  padding: 26px 28px;
  border-radius: var(--radius-lg);
}
.risk-label {
  display: block;
  color: var(--gold-2);
  font-size: .72rem; font-weight: 700;
  letter-spacing: .14em; text-transform: uppercase;
  margin-bottom: 12px;
}
.risk-card h3 { font-size: 1.1rem; line-height: 1.3; margin: 0; font-weight: 600; }

/* ============================================================ GLANCE */
.glance-wrap { margin-top: 80px; }
.glance-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  border-top: 1px solid var(--line);
}
.glance-card {
  padding: 36px 28px 36px 0;
  border-right: 1px solid var(--line);
}
.glance-card:last-child { border-right: none; padding-right: 0; }
.glance-card:first-child { padding-left: 0; }
.glance-card:not(:first-child) { padding-left: 28px; }
.glance-num {
  font-family: 'Instrument Serif', serif;
  font-style: italic;
  font-size: 2rem;
  color: var(--gold-2);
  display: block;
  line-height: 1;
  margin-bottom: 24px;
  font-weight: 400;
}
.glance-card h4 { font-size: 1.05rem; margin-bottom: 10px; line-height: 1.3; }
.glance-card p { color: var(--muted); font-size: .92rem; margin: 0; line-height: 1.55; }

/* ============================================================ IMAGE BREAK */
.image-break {
  margin: 0;
  height: 60vh;
  max-height: 520px;
  overflow: hidden;
}
.image-break img {
  width: 100%; height: 100%;
  object-fit: cover;
  filter: brightness(0.95);
}

/* ============================================================ CRITERIA */
.criteria { list-style: none; padding: 0; margin: 0; display: grid; gap: 0; counter-reset: criteria; }
.criteria li {
  display: grid;
  grid-template-columns: 80px 1fr;
  gap: 24px;
  padding: 28px 0;
  border-bottom: 1px solid var(--line);
  align-items: start;
}
.criteria li:first-child { padding-top: 0; }
.criteria li:last-child { border-bottom: none; }
.criteria-num {
  font-family: 'Instrument Serif', serif;
  font-style: italic;
  font-size: 1.7rem;
  color: var(--gold-2);
  line-height: 1; padding-top: 4px;
  font-weight: 400;
}
.criteria li strong {
  display: block;
  color: var(--navy);
  font-size: 1.15rem;
  font-weight: 600;
  margin-bottom: 6px;
  line-height: 1.3;
}
.criteria li p { color: var(--muted); margin: 0; font-size: .98rem; }

/* ============================================================ INDUSTRIES */
.industries {
  display: flex; flex-wrap: wrap; gap: 8px;
  margin-top: 24px;
}
.industries span {
  background: var(--paper);
  border: 1px solid var(--line);
  padding: 9px 16px; border-radius: 999px;
  color: var(--navy); font-size: .92rem; font-weight: 500;
  transition: var(--t);
}
.industries span:hover {
  background: var(--navy); color: var(--cream); border-color: var(--navy);
}

/* ============================================================ PROGRAM (DARK) */
.section-dark { padding: 120px 0; position: relative; }
.section-dark::before {
  content: ""; position: absolute; top: 0; left: 0; right: 0; height: 1px;
  background: linear-gradient(to right, transparent, var(--gold), transparent);
  opacity: 0.4;
}
.program-head { max-width: 760px; margin: 0 auto 80px; text-align: center; }
.program-head .kicker { display: inline-block; }
.benefits {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  border-top: 1px solid var(--line-dark);
}
.benefit {
  padding: 40px 28px 0 28px;
  border-right: 1px solid var(--line-dark);
}
.benefit:last-child { border-right: none; padding-right: 0; }
.benefit:first-child { padding-left: 0; }
.benefit-num {
  font-family: 'Instrument Serif', serif;
  font-style: italic;
  font-size: 2.2rem;
  color: var(--gold);
  display: block; line-height: 1;
  margin-bottom: 28px;
  font-weight: 400;
}
.benefit h4 { font-size: 1.15rem; margin-bottom: 12px; }
.benefit p { color: rgba(247, 243, 236, 0.65); font-size: .95rem; margin: 0; }

/* ============================================================ COMPARISON TABLE */
.table-wrap {
  overflow-x: auto;
  border-radius: var(--radius-lg);
  border: 1px solid var(--line);
  background: var(--paper);
  box-shadow: var(--shadow);
  margin-top: 40px;
}
.compare {
  width: 100%; border-collapse: collapse; min-width: 760px;
}
.compare th, .compare td {
  padding: 20px 28px;
  text-align: left;
  border-bottom: 1px solid var(--line);
  vertical-align: top;
  font-size: .98rem;
}
.compare thead th {
  background: var(--cream-2);
  color: var(--navy);
  font-size: 1.05rem;
  padding: 24px 28px;
  font-weight: 600;
}
.compare .th-highlight {
  background: var(--navy);
  color: var(--cream);
}
.compare .th-highlight .th-label { color: var(--cream); }
.compare .th-highlight .th-sub { color: var(--gold); }
.compare .th-label { display: block; font-weight: 600; font-size: 1.05rem; }
.compare .th-sub {
  display: block; font-weight: 500; font-size: .76rem;
  letter-spacing: .12em; text-transform: uppercase; color: var(--muted);
  margin-top: 4px;
}
.compare tbody th {
  color: var(--muted); width: 220px; font-weight: 500;
  font-size: .82rem; text-transform: uppercase; letter-spacing: .1em;
  padding-top: 22px;
}
.compare tbody td { color: var(--ink-2); }
.compare tbody tr:last-child th,
.compare tbody tr:last-child td { border-bottom: none; }
.compare tbody td:last-child {
  background: rgba(200, 169, 106, 0.06);
  color: var(--navy);
  font-weight: 500;
}

/* ============================================================ PROCESS */
.process {
  list-style: none; padding: 0; margin: 40px 0 0;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 0;
  border-top: 1px solid var(--line);
}
.process li {
  padding: 40px 32px 40px 0;
  border-right: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}
.process li:nth-child(2n) { padding-right: 0; padding-left: 32px; border-right: none; }
.process li:nth-child(odd):last-child,
.process li:nth-last-child(-n+2) { border-bottom: none; }
@media (min-width: 700px) {
  .process li:nth-last-child(-n+2) { border-bottom: none; }
}
.step-num {
  font-family: 'Instrument Serif', serif;
  font-style: italic;
  font-size: 2.2rem;
  color: var(--gold-2);
  line-height: 1;
  display: block;
  margin-bottom: 24px;
  font-weight: 400;
}
.process h4 { margin-bottom: 12px; font-size: 1.2rem; }
.process p { color: var(--muted); margin: 0; font-size: .98rem; line-height: 1.6; }

/* ============================================================ METRICS */
.metrics {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  margin-top: 48px;
  border-top: 1px solid rgba(7, 26, 46, 0.18);
}
.metric {
  padding: 48px 32px 0 32px;
  border-right: 1px solid rgba(7, 26, 46, 0.12);
}
.metric:last-child { border-right: none; padding-right: 0; }
.metric:first-child { padding-left: 0; }
.metric strong {
  display: block;
  font-size: clamp(2.6rem, 5vw, 3.8rem);
  color: var(--navy);
  font-weight: 600;
  line-height: 1;
  letter-spacing: -0.04em;
  margin-bottom: 16px;
}
.metric strong span {
  font-family: 'Instrument Serif', serif;
  font-style: italic;
  color: var(--gold-2);
  font-weight: 400;
  font-size: 0.55em;
  margin-left: 4px;
}
.metric p { color: var(--ink-2); margin: 0; font-size: 1rem; max-width: 28ch; }

/* ============================================================ INTAKE FORM */
.section-form {
  background: linear-gradient(180deg, var(--paper) 0%, var(--cream) 100%);
}
.form-grid {
  display: grid;
  grid-template-columns: .85fr 1.15fr;
  gap: 64px;
  align-items: start;
}
.form-copy { position: sticky; top: 100px; }
.form-copy h2 { font-size: clamp(1.8rem, 3vw, 2.4rem); margin-bottom: 24px; }
.form-promises {
  list-style: none; padding: 0; margin: 32px 0;
  display: grid; gap: 12px;
}
.form-promises li {
  color: var(--ink-2); font-weight: 500;
  padding-left: 28px; position: relative;
}
.form-promises li::before {
  content: ""; position: absolute; left: 0; top: 9px;
  width: 14px; height: 14px;
  background: var(--gold);
  border-radius: 50%;
  box-shadow: 0 0 0 4px rgba(200, 169, 106, 0.18);
}
.form-promises li::after {
  content: "✓"; position: absolute; left: 3px; top: 1px;
  color: var(--navy); font-size: .68rem; font-weight: 800;
}
.form-contact { margin-top: 36px; padding-top: 28px; border-top: 1px solid var(--line); }
.contact-eyebrow {
  font-size: .75rem; color: var(--muted); text-transform: uppercase;
  letter-spacing: .12em; font-weight: 600; margin-bottom: 8px;
}
.contact-email {
  display: inline-block;
  font-family: 'Instrument Serif', serif;
  font-style: italic;
  font-size: 1.4rem;
  color: var(--navy);
  text-decoration: none;
  border-bottom: 1px solid var(--gold);
  padding-bottom: 2px;
  font-weight: 400;
}
.contact-email:hover { color: var(--gold-2); border-color: var(--navy); }

.intake-form {
  background: var(--paper);
  padding: 40px;
  border-radius: var(--radius-lg);
  border: 1px solid var(--line);
  box-shadow: var(--shadow-lg);
  display: grid; gap: 18px;
}
.intake-form label {
  display: grid; gap: 7px;
  font-weight: 600; color: var(--navy);
  font-size: .82rem; letter-spacing: .02em;
}
.intake-form input,
.intake-form select,
.intake-form textarea {
  font: inherit;
  font-size: .98rem;
  font-weight: 400;
  padding: 13px 16px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--bg);
  color: var(--ink);
  transition: var(--t);
  width: 100%;
}
.intake-form input:focus,
.intake-form select:focus,
.intake-form textarea:focus {
  outline: none;
  border-color: var(--navy);
  box-shadow: 0 0 0 3px rgba(7, 26, 46, 0.08);
  background: #fff;
}
.intake-form textarea { resize: vertical; min-height: 90px; font-family: inherit; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.checkbox {
  display: flex !important; flex-direction: row;
  align-items: flex-start; gap: 12px;
  font-weight: 500 !important; color: var(--ink-2) !important;
  font-size: .88rem !important; line-height: 1.5; letter-spacing: 0;
}
.checkbox input { width: auto; margin-top: 2px; flex-shrink: 0; accent-color: var(--navy); }
.form-status {
  margin: 0; min-height: 1.4em; font-size: .92rem; font-weight: 600;
}
.form-status.success { color: #137a4d; }
.form-status.error { color: #c83434; }

/* ============================================================ FAQ */
.faqs { display: grid; gap: 0; }
.faqs details {
  border-top: 1px solid var(--line);
  padding: 24px 0;
  transition: var(--t);
}
.faqs details:last-child { border-bottom: 1px solid var(--line); }
.faqs summary {
  cursor: pointer; font-weight: 600; color: var(--navy);
  list-style: none; padding-right: 32px; position: relative;
  font-size: 1.05rem; line-height: 1.35;
}
.faqs summary::-webkit-details-marker { display: none; }
.faqs summary::after {
  content: ""; position: absolute; right: 4px; top: 8px;
  width: 14px; height: 14px;
  background: linear-gradient(var(--navy), var(--navy)) center/14px 1.5px no-repeat,
              linear-gradient(var(--navy), var(--navy)) center/1.5px 14px no-repeat;
  transition: var(--t);
}
.faqs details[open] summary::after { transform: rotate(45deg); }
.faqs p { margin: 16px 0 0; color: var(--muted); font-size: 1rem; line-height: 1.65; max-width: 70ch; }

/* ============================================================ FINAL CTA */
.final-cta { background: var(--navy); padding: 100px 0; text-align: center; color: var(--cream); }
.final-cta-inner { max-width: 720px; margin: 0 auto; }
.final-cta h2 { color: var(--cream); margin-bottom: 20px; font-size: clamp(2rem, 4vw, 3rem); }
.final-cta .lede { color: rgba(247, 243, 236, 0.75); margin: 0 auto 36px; max-width: 50ch; }
.final-cta .btn-primary { background: var(--gold); color: var(--navy); border-color: var(--gold); }
.final-cta .btn-primary:hover { background: var(--cream); border-color: var(--cream); color: var(--navy); }

/* ============================================================ FOOTER */
.site-footer {
  background: var(--navy);
  color: rgba(247, 243, 236, 0.7);
  padding: 80px 0 32px;
  border-top: 1px solid var(--line-dark);
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.6fr 1fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid var(--line-dark);
}
.footer-grid h5 {
  color: var(--cream);
  text-transform: uppercase;
  letter-spacing: .14em;
  font-size: .76rem;
  margin: 0 0 16px;
  font-weight: 600;
}
.footer-grid ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; }
.footer-grid a { color: rgba(247, 243, 236, 0.75); font-size: .94rem; }
.footer-grid a:hover { color: var(--gold); }
.footer-tag { color: rgba(247, 243, 236, 0.55); margin-top: 16px; max-width: 32ch; font-size: .94rem; }
.footer-bottom { padding-top: 28px; }
.footer-bottom .fineprint { color: rgba(247, 243, 236, 0.45); max-width: 100ch; }
.copy { color: rgba(247, 243, 236, 0.4); margin-top: 24px; font-size: .82rem; }

/* ============================================================ RESPONSIVE */
@media (max-width: 1024px) {
  .hero-grid { grid-template-columns: 1fr; gap: 56px; }
  .hero-photo { aspect-ratio: 16/10; max-width: 540px; }
  .hero-stats { grid-template-columns: 1fr 1fr; gap: 32px 0; }
  .hero-stats .stat:nth-child(2) { border-right: none; padding-right: 0; }
  .hero-stats .stat:nth-child(3) { padding-left: 0; border-left: 0; padding-top: 24px; border-top: 1px solid var(--line); margin-top: 24px; }
  .hero-stats .stat:nth-child(4) { padding-top: 24px; border-top: 1px solid var(--line); margin-top: 24px; }
  .two-col { grid-template-columns: 1fr; gap: 40px; }
  .col-narrow { position: static; }
  .glance-grid { grid-template-columns: 1fr 1fr; }
  .glance-card { border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); padding: 32px !important; }
  .glance-card:nth-child(2n) { border-right: none; }
  .glance-card:nth-last-child(-n+2) { border-bottom: none; }
  .benefits { grid-template-columns: 1fr 1fr; }
  .benefit { border-bottom: 1px solid var(--line-dark); padding: 32px !important; }
  .benefit:nth-child(2n) { border-right: none; }
  .benefit:nth-last-child(-n+2) { border-bottom: none; }
  .form-grid { grid-template-columns: 1fr; gap: 40px; }
  .form-copy { position: static; }
  .nav-links { display: none; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 720px) {
  body { font-size: 16px; }
  .container { padding: 0 24px; }
  .section { padding: 70px 0; }
  .hero { padding: 50px 0 70px; }
  .hero-actions { flex-direction: column; align-items: stretch; }
  .hero-actions .btn { justify-content: center; }
  .hero-stats { grid-template-columns: 1fr; }
  .hero-stats .stat { padding: 16px 0 !important; border-right: none !important; border-top: 1px solid var(--line); margin-top: 0 !important; }
  .hero-stats .stat:first-child { border-top: none; padding-top: 0 !important; }
  .glance-grid { grid-template-columns: 1fr; }
  .glance-card { border-right: none !important; }
  .benefits { grid-template-columns: 1fr; }
  .process { grid-template-columns: 1fr; }
  .process li { padding: 32px 0 !important; border-right: none; }
  .process li:last-child { border-bottom: none; }
  .metrics { grid-template-columns: 1fr; gap: 32px; }
  .metric { padding: 32px 0 0 !important; border-right: none; border-top: 1px solid rgba(7, 26, 46, 0.12); }
  .metric:first-child { border-top: none; padding-top: 0 !important; }
  .form-row { grid-template-columns: 1fr; }
  .intake-form { padding: 28px 24px; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .nav { padding: 14px 24px; }
  .compare th, .compare td { padding: 16px 18px; }
  .image-break { height: 40vh; }
  .industries span { font-size: .88rem; padding: 8px 14px; }
  .trust-marks { gap: 18px; font-size: .88rem; }
}